Joke of the day - Double eyelid

Both myself and my wife have double eyelid. However both our children do not have. The first thing that came to my mind, hey did you undergo aesthetic surgery before we know each other. How do you find out? Thats why wedding dinner there is video montage where they shows the couples' teenager photos to prove 100% original.

Interesting selling concept - Dell Swarm

Dell swarm already started in Singapore in 2009. Recently Dell Swarm UK was launched in UK. Swarm concept is similar of bulk purchase in forums without the fear of the organiser running off with the money.

I signed up for the newsletter to get alert of the latest offer. Once received the email, I immediate log into the website and was one of the 50 to get the code to get Streak 7 (wifi only) at £169.00.

Typically merchant love to use time pressure to increase the impulse of buyer. Interesting, dell allow customer 5 days to decide to go ahead with the purchase after booking.

I have decided I would prefer a 10" instead of a 7" tablet.For those interested and lucky to view this first, here is the code :K9XRKN0?82LM42 which can only be used once. The offer will end in a couple of days. Enjoy the purchase !

Joke of the day - stranger

My baby girl is at the stage where she recognised face.She would normally stare at stranger. One day after my bath, she looked at me as I am a total stranger. Why ? Because I have shave off my moustache.

View free documentary films

For those documentary films lovers , you might want to check out Top documentary films.
This is by no mean a religion blog. One of the interesting films I viewed is "Tibetan Book of the Dead". The films explores the historical sacred Tibetan book of dead on afterlife according to its profound wisdom . For those who prefer book instead, you can check out The Tibetan Book of the Dead: First Complete Translation (Penguin Classics)
For those prefer ebook, try do a search on filesutbe.
"when a baby is born, everybody is happy but the baby is crying. When the person pass away, everybody is sad but the person is liberalised." from the film

slightly higher risk investment with low cost leverage

Per previous posting of using credit card to bill payment to security firms to earn some interest. Some would take higher risk to use as a extended contra on stocks for 30 days credit free.

For those urging to get hold of certain high yield stocks for long term without adequate fund, you might want to open an margin account( requirement of deposit and collateral of shares)Which mean you have 3X ( depend on type of shares and securities firm)the leverage power. Typical interest rate by security firm is 6% charge to you. As credit card need to be payback each month, you should should ensure the withdraw do not affect your margin call.

E.g. Deposit of $10 000. You can buy up to $30 000 worth of shares. Deposit $20 000 bill payment from credit card. End of the month, you need to withdraw and pay the credit card firm. During the withdrawer period, you will be charged the 6% interest. However it is only for a couple of days. Thus one could literally get hold the high yield stock for life without incur high interest.If you really want to have better risk management, utilise only 50% of your credit limit. You might want to purchase stock such as Hyflux Preference Shares that give you 6% without much price fluctuation.

My view is that most likely securities firm and banks do know this. This is one way they help to fuel the stock market.Just be careful rules and regulation are dynamic. Any changes of regulations would affect one holding power. Also do pay the credit cards bill on time as the interest is super high.

Fiio E7

Buying a product from Amazon is like buying stock. The price do fluctuate. Just a couple of months, I got hold of this Fiio E7 to enhance the quality of music as this act as both a DAC and also an amplifier for £60 exclude postage. This is one of the value for money products after research and comparing with NuForce Icon uDAC-2. Just saw the value has dropped to £48. Same feeling of looking at stock dropping ! Wonder anyone apply TA on the price ....

FiiO E7 Portable Headphone DAC Amplifier for £48

Joke of the day - My favrourite things

I played the music "My Favourite Things" from sound of music for my daughter and explain what the song is about. The song is about thinking of her favourite things to lift the spirit when she is sad. (that’s how one should do when the market is bad) As usual I would ask her question after explanation. I asked "what should Maria do when the bee stung her". “Get a plaster” she exclaimed!

money making ideals - fundedapp

Recently chance upon  fundedapps . The concept for the company  is brilliant. Basically if you a new ideal for application of smartphone or iphone and do not know how to develop,  the company will develop it and  provide 25% of the profit from the launched . £250 will be paid once the company willing to develop your brilliant idea into an App. The disadvantages is that every submission of ideal need to be paid £2. So do a google on the new concept before submission. The company should have list out the percentage of successful applications to build up trust on this company.

Side track, the concept could be use by  electrical appliances companies to leverage on the "brain power" of domestic mass to create new inventions. On the other hand, consumer who provided the ideals will be rewarded with their wish and monetize . I have not google if there other websites that provide such services for other industries. Who know it might be the next in thing for the web.

low risk investment - getting more credits

Instead of getting 4X your monthly credit limit, get 1/3 your annual income credit limit for SCB by submitting your current notice of assessment of your income tax. If you have shed the hardcopy,  no worry. Log into the website IRAS,  click under View Correspondence/  Notices  and print it out. Yet to try on other banks ...

Get rewarded by referring your friends to join #ChurpChurp today! Get SGD$1.00 for every friend referred!

Get rewarded by referring your friends to join #ChurpChurp today! Get SGD$1.00 for every friend referred!

Joke of the day - Upside down

I just received a thick and tall toy catalogue in my post. Knowing that my daughter like to look at toys, I passed to her and she start to look at it on the table. After a while, I realised she was reading it upside down. Surprised, I asked her "when have you learnt to read upside down? "I can't see the picture at the top clearly" she replied. That put me into the perceptive that being 3 yr old, she is not tall enough to view the the pictures in detail on  top of the page.

low risk investment

Nowadays Singapore banks allow bill payment to securities firms. Typical securities firms  have money market fund of 0.5%. This is higher than the interest rate given by banks. You can maximise your credit limit by bill payment to these securities firms. When payment date is up transfer it back. Do it monthly to earn. Imagine those people who have super high credit limit.As the common term say, the rich become richer.....

Joke of the day - Chinese

I am Chinese and normally converse with my daughter in English. One day I ask her what is her race without explaining what race meant. She said " English "

recycle your headphone into laptop speaker

What happen to the old headphone when you got a new headphone?
Convert it to a laptop speaker ! My Denon AH-D1001 with the headband disassemble. Much better than my laptop internal speaker.

Save money on GPS watches

Instead of getting a GPS watch, run with your smart phone with software such as Sportpal. Human performs better when parameter are measured. Thus improve my distant in jogging.
One disadvantage is sometimes, it take ages to lock the GPS. For my smartphone, I keyed *#1472365# for GPS garnder to shorten GPS lock time.

Jokes of the day - Alien

My daughter is taking rubbish recently. So to discourage her, I call her Alien. In return, she replied, you are the alien's dad